Not familiar with this term? Your required minimum distribution (RMD) is the minimum amount you must withdraw from your retirement account each year. You generally have to start taking withdrawals from your IRA, SEP IRA, SIMPLE IRA, or retirement plan account when you reach age 70½.

For some, these mandatory disbursements are a key part of retirement income – you saved for a comfortable retirement and your IRA is a part of your plan. For others, however, the required portion creates a question, as RMDs can increase taxable income when it might not be especially needed.

A few people have found a creative way to handle RMDs. They give them to the charity they love.

Clearly, these gifts won’t make sense for everyone, or even most. But if you find yourself with an unwanted RMD, donating all or part of it to Christian Living Communities could be a creative way to support the organization or a specific community that is part of the CLC family.

For more information about this option, please contact Stephanie Manley, Director of Philanthropy, at or 720-974-3675.  All inquiries will be held in strict confidence.

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